| Capital Assets,Inc, a commercial real estate
finance company and financial intermediary, is
committed to protecting and safeguarding your
privacy. Our policy is to protect your personal and
financial information with rigid security measures.
We do not sell, give away, or provide your
information to any unrelated third party for their
use.
Capital Assets,Inc's
main delivery channel is through the Internet and thus certain
privacy related issues may be of concern to you. Because we want
you to obtain information related to your commercial commercial mortgage
or apartment loan from Capital Assets,Inc
with confidence, we have adopted the following Privacy Policy:
Capital Assets,Inc
values our customer's personal and online privacy and adheres to strict online
security measures to assure protection of your privacy. Capital Assets,Inc
prohibits the selling, or providing, of personal information to
third parties for their independent use. However, in the normal
course of business, we make information available to related parties that we
engage to assist with the processing and closing
of your commercial mortgage, e.g. correspondent lenders, appraisal company, title company,
lender's legal counsel, third party underwriter or
processor.
During the course of the commercial loan process, specific information
is collected from you and by third parties to assist with
the processing, underwriting and closing of your commercial
mortgage. Information that we obtain from you may be in the
form of: loan request summary, emails, loan applications,
personal financial statement, schedule of real estate owned,
bank statements, property questionnaires, resume, tax
returns and other
documents relating to you or your property(s). Information
obtained by third parties may be from: a consumer-reporting
agency, title company, appraiser, engineering form, borrower or lender's counsel
or other consumer information providers.
Protecting
the confidentiality and security of your non-public personal
information: we do not sell, give away, or exchange your
personal information (email address, name, phone number,
information contained in your loan request summary) to any non-related
individual, group, or corporation.
As such, we restrict access to
nonpublic personal information about you only to related parties
who need to know information for the purpose of closing your
commercial mortgage loan. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to
guard your nonpublic personal information.
Personal information collected and
retained: when you utilize the Apply Online, Request a Quote,
Quick Quote, or Contact Us function via the
Internet to inquire about a commercial loan or apartment loan, make application, or request a
rate quote, we will collect personal and property information in order to
process your commercial loan or apartment loan request. Such information is collected and
maintained, in order to authenticate your identity,
protect you and to be able to provide accurate information
concerning your request. We must identify and verify you to prevent
unauthorized entities from accessing your personal financial
information.
If you have questions or just want
to confirm that your personal information is correct, please
contact our customer support department by email or call us at
1-630-454-7400.
It is the policy of
Capital Assets,Inc
to maintain accurate and complete information on our customers
for the purposes of determining commercial loan or apartment
loan eligibility.
If you have any reason to believe that the information we hold
with respect to you or your personal, business or property information is
inaccurate, outdated, or incomplete, please contact us so that
such information may be corrected or updated.
Third party information disclosure: without your written authorization and consent,
Capital Assets,Inc
will not release specific information about you or your
commercial loan
application to third parties, except where such release is
necessary to complete a transaction related to obtaining a quote
or approval of your commercial loan or apartment loan request, unless we are required
to do so by law.
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