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Commercial Mortgage Loans |
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| Why Choose Capital Assets,Inc |
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| Capital Assets,Inc has the knowledge,
expertise and strategic relationships required to
provide you with the most competitive rates and terms
for your commercial property loan. |
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Multiple commercial financing options
- Competitive interest rates, terms and costs
- Knowledgeable and seasoned commercial mortgage
specialists
- Certainty of execution
- Convenient electronic loan process saves you
time and money
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| Request a Quote Today! |
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| Provide some basic information
about the property and commercial real estate financing you’re
seeking and we will provide a no cost no obligation
quote. |
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Security and privacy protected
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No social security number required
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No credit inquiry
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No cost or obligation
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| Commercial Learning Center |
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Home >
Commercial Loan Center Refinance or Purchase |
Banc Series Commercial Real Estate Loans Overview
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Banc-Series? Commercial Loan
program is capitalassists’s best performing and most popular
commercial real estate loan program. Banc Series provides low fixed
rates, up to 30 year terms and 75% leverage. Funded by
both bank balance sheet and off-balance sheet assets,
Banc Series offers several different program options –
some with less restrictive underwriting guidelines –
ensuring you get the commercial financing that best
meets your individual needs and investment objectives.
- Available nationwide in most primary and
secondary markets
- Fixed and floating rate options
- Flexible underwriting
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- Available for both investor and owner-occupied
commercial real estate properties
- Recourse and non-recourse options
- Up to 30 year terms
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Banc Series Commercial Loan Program Guidelines
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Loan sizes from $500,000 – $25,000,000
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Traditional property types only
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15, 20, 25 and 30 year amortizations
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Up to 75% LTV
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No balloons or call options
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Multiple prepayment premium options
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Recourse and non-recourse options
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Two years of stabilized operating history
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Owner occupied or investor properties
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Minimum population requirements
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3, 5, 7, 10 and 15 year fixed-rate terms
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Prime rate floating options available
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Cash out available
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Minimal impound reserves
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660 minimum credit score required
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1.25 minimum DSCR
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Eligible Property Types |
- Office Building
- Office Condo
- Retail (anchor, unanchored and shadow)
- Strip Center
- Medical Office
- Mixed-Use
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- Warehouse
- Self Storage and Mini-Storage
- Manufacturing
- Industrial
- Professional centers
- Assisted Living (exception based)
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Ineligible
Property Types |
No
environmentally sensitive industries,
non-profit, daycare, general contractors,
schools, retail food, bars, dance/night clubs,
nursing home, houses of worship, hotels, motels,
and gas station. |
No special use
properties, properties that can’t accommodate
multiple type of businesses without significant
modifications to the collateral, such as: car
washes, golf courses, skating rinks, soccer
fields, or gymnasiums. |
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Disclosure: Commercial mortgage loan program availability may vary depending on property
type, state, population, economic conditions,
exposure, and other variables that may
negatively influence risk. Program rates, terms,
and conditions are subject to change without
notice. capitalassists
provides borrowers with a simplified way to obtain
commercial real
estate financing and
apartment
financing through standardization and a product
driven online platform. 90%
commercial financing available in select markets.
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