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Quick Quote
Interested in Capital Assets,Inc’s 30-year
fixed rate Multifamily Loan for Life program. Request a
quote today. Simply provide some basic information
about the property and apartment financing you?re
seeking and we will provide a no cost no obligation
quote.
  • Security and privacy protected
  • No social security number required
  • No credit inquiry
  • No cost or obligation


Quick Quote

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The Capital Assets,Inc Multifamily Loan for Life?

For multifamily investors with a long term
hold investment strategy, the Multifamily Loan for Life program eliminates interest rate
and refinance risk preserving the integrity of your investment.
Our clients select this option for a number of reasons, but most
commonly due to retirement planning, wanting to pass the asset
on to future generations, or as an exit strategy (loan is
assumable so in a rising interest rate environment the
property’s financing becomes a major benefit to the new
buyer).

  • Lock in your investment’s return with up to 30 year
    fixed rate terms.
  • Eliminate interest rate risk and exposure.
  • Eliminate refinance risk and cost with no balloon or
    call provisions.
  • Ability to access equity through supplemental financing
    — borrow up to two times in the future without having to
    refinance or trigger a prepay penalty.
  • Changes or transferring of title with lender approval.
  • Assumable should you sell.
  • Loan is non-recourse.

Quick Quote

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Get Prequalified
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Multifamily Loan for Life? Program Guidelines

Program Guidelines
  • Up to 30 year fixed rate terms
  • 80% maximum LTV for purchases and debt
    refinances
  • 75% maximum LTV for cash out refinances
  • 1.25 minimum DSCR
  • $750,000 minimum loan size with no maximum
  • Available in all 50 states
  • 90% minimum occupancy
  • Loan is non-recourse subject to standard
    carveouts
  • Interest only available
  • Loan is assumable subject to lender approval
  • Yield maintenance prepay (step down available
    with a premium to the rate)
Eligible
Property Types
  • Stabilized 5+ unit multifamily, condos,
    town homes, co-op, residential/commercial
    mixed-use, properties with up to 80% tenant
    concentration, Section 8 (tenant based).
    Properties with separate tax ids must be
    contiguous with no fractured ownership.
  • Properties with a HAP contract or other
    LURA are eligible subject to additional
    underwriting requirements.
  • Property with greater than an 80% tenant
    concentration (student, military, corporate)
    are eligible subject to special risk
    underwriting.
  • Mobile home parks and manufactured
    housing communities with 50 or more pads.
Documents
Required To Obtain A Quote
  • 2 years and year to date P&Ls for the
    subject property
  • Current rent roll
  • Capital expense summary (if applicable)
  • Interior and exterior photos
  • Offering memorandum or marketing package
    for purchases
  • Personal financial statement and
    schedule of real estate owned for all key
    principals

Quick Quote

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Visit Capital Assets,Inc’s home page to learn more about all of our
commercial loans and apartment loans. Capital Assets,Inc is a
commercial real estate finance company
providing commercial real estate loans nationwide. Program availability may vary depending on property
type, state, population, economic conditions,
exposure, and other variables that may
negatively influence risk. Program rates, terms,
and conditions are subject to change without
notice.
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