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Commercial Mortgage Loans |
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| Request a Quote Today! |
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Provide some basic information
about the property and commercial financing you?re
seeking and we will provide a no cost no obligation
quote. |
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Security and privacy protected
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No social security number required
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No credit inquiry
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No cost or obligation
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Small Balance Plus Commercial Mortgage Loan Program
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Capital Assets,Inc’s
Small Balance Plus? Commercial Mortgage program is a
non-traditional, non-bank asset program designed to keep
the commercial mortgage process quick and simple. A
great program for both owner-occupied borrowers and commercial
real estate investors seeking a flexible, competitive
and hassle free commercial loan or apartment loan.
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Simplified financing solutions for commercial
mortgages to $2 million
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Commercial financing up to 70% of property value
(80% CLTV)
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Up to 30 year terms and fixed rate periods to 5
years – no balloons
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Low cost with no up front fees
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Streamlined underwriting with reduced document
options (stated income)
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Commercial loans and apartments loans
availability under the Small Balance Plus
Commercial Mortgage program may vary depending on property
type, state, population, economic
conditions, exposure, and other variables
that may negatively influence risk. Minimum
loan size varies depending on asset type and location.
To determine if your property is eligible for
financing under the Small Balance Plus program, complete
the Quick
Quote loan request summary and one of our commercial
mortgage specialists will determine eligibility.
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Small Balance Plus Commercial Mortgage Program Guidelines
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Program Benefits |
- Commercial financing up to 80% CLTV
- Loan terms up to 30 years
- No balloon or calls
- No monthly or annual financial reporting
requirements
- Unlimited cash out refinancing
- No tax returns
- Seller seconds on a deal by deal basis
- 640 minimum credit score
- Assumable commercial mortgages
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Save Time and
Money |
- Streamlined loan process
- No tax returns
- Written preliminary approvals in 48
hours
- Closings within 30-45 days of
application
- No lengthy loan committees
- No application or up front fees and no
expensive legal costs
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Eligible
Property Types |
- Office Building
- Multifamily 5 Plus Units
- Bed and Breakfast
- Mobile Home Park
- Retail – Shopping – Out Parcel
- Office Condominiums
- Sales Distribution
- Medical/Dental Office
- Auto Repair
- Health Care
- RV Park
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- Warehouse – Distribution
- Self Storage
- Automotive
- Flagged and Non-Flagged Hospitality
- Mixed-Use Commercial/Residential
- Light Industrial
- Professional Centers
- Restaurant
- Convenience Store (No Gas)
- Strip Center
- Funeral Home
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Small Balance
Plus Commercial Mortgage Terms |
- Commercial mortgages from $250,000 –
$2,000,000
- 3 and 5 year fixed rates
- 15, 20, or 30 year fully amortized no
balloon terms
- Maximum 80% commercial financing (CLTV)
- Tiered Risk-Based Pricing
- Minimum 1.20-1.30 DSCR
- 640 Credit Score
- Commercial mortgages are assumable
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Commercial loans and apartments loans
availability under the Small Balance Plus
Commercial Mortgage program may vary depending on property
type, state, population, economic
conditions, exposure, and other variables
that may negatively influence risk. Minimum
loan size varies depending on asset type and
location.
To determine if your property is eligible for
financing under the Small Balance Plus program, complete
the Quick
Quote loan request summary and one of our commercial
mortgage specialists will determine eligibility.
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